NC on Linode (nginx, php7.4) through RunCloud 10MB file sync problem

I’m running Nextcloud 24.0.5
Server is a Linode setup through RunCloud running nginx, php7.4, mariaDB.
PHP limits are all set well.

I’m having the same problems as many have had with the .file chunks not being accessible.

Originally getting the following error when the sync would finish the upload.

Server replied “403 Forbidden” to “MOVE https://xxxxxxxxxxxx/
remote.ph/dav/uploads/matt/2609206042/.file”

Added the following to nextcloud.location.root.nextcloud.conf nginx config file

    allow all;
    access_log off;
    log_not_found off;
}

Then the error changed to 

Server replied "405 Not Allowed" to "MOVE https://xxxxxxxxxxxxx/
remote.ph/dav/uploads/matt/2921535944/.file"

We're stuck now.  Still failing the same at the end of a sync of any file over 10MB.  Logs are pretty worthless as far as this goes.  Not really telling me anything.

There are a lot of threads that sound similar, but no solid solutions.  Any ideas what I can do?  A 10MB limit is pretty worthless.  I know it's not NC's fault.  Just sayin.

Any help would be greatly appreciated.