Email notification for password expiration

I applied a 90 days expiration criteria for NC user passwords (not the password app).
Every 90 days I get locked out because my password expired and I have to reset it.
Am I missing something?
Why I am not getting a notification or an email (or both) a few days prior to the expiration date?

Running Nextcloud 24.0.4 via docker-compose

Same here, running on 24.0.4. My business also complaining.
It there a way for set notification reminder to user ?