WebDAV access problem with Debian11 and NC 22.2.0

Hello to everyone,

I have problem with WebDAV connection.
This is not my first installation but first time to get this error and first time to build Nextcloud instance on Debian11 / Apache2 / PHP7.4.
On the Windows 10 and 11 I do not get any error, just authentication is not passing.
On Mac (BigSur) I get " There was a problem connecting to the server" error.
On Linux mounting dav location is working without issues
Both client systems are working with another Nextcloud instance with same - latest version 22.2.0.
All clients can sign in to web console as well NC client is working without issues.

The error is showing at Apache2 other_vhosts_access.log:

“OPTIONS /remote.php/dav/files/username HTTP/1.1” 401 6485 “-” “Microsoft-WebDAV-MiniRedir/10.0.19043”
“OPTIONS /remote.php/dav/files/username/ HTTP/1.1” 401 6511 “-” “WebDAVLib/1.3”

No other errors are recorded.

The most interesting thing is that mounting is working from Linyx systems.
On MAC - native Finer is not passing authentication The ForkLift app is also not working, but the app CloudMounter is working and cloud location is mounted.
All config files are many times checked and nothing strange is found. The config files are almost identical with working systems.