Nginx serve setup-nextcloud.php instead of passing it to php-fpm with default deb11 config

Hello,
Using the default configuration of php-fpm 7.4 and nginx (with the exception of removing comments for the php location in default config), nginx serve the setup-nextcloud.php file instead of passing it to php-fpm for execution.
Renaming the file works to get it executed.

Why would nginx give the file to the browser instead of passing it to php?

Because some will ask for the config file even if default, here’s a copy.

Default config files
##
# You should look at the following URL's in order to grasp a solid understanding
# of Nginx configuration files in order to fully unleash the power of Nginx.
# https://www.nginx.com/resources/wiki/start/
# https://www.nginx.com/resources/wiki/start/topics/tutorials/config_pitfalls/
# https://wiki.debian.org/Nginx/DirectoryStructure
#
# In most cases, administrators will remove this file from sites-enabled/ and
# leave it as reference inside of sites-available where it will continue to be
# updated by the nginx packaging team.
#
# This file will automatically load configuration files provided by other
# applications, such as Drupal or Wordpress. These applications will be made
# available underneath a path with that package name, such as /drupal8.
#
# Please see /usr/share/doc/nginx-doc/examples/ for more detailed examples.
##

# Default server configuration
#
server {
	listen 80 default_server;
	listen [::]:80 default_server;

	# SSL configuration
	#
	# listen 443 ssl default_server;
	# listen [::]:443 ssl default_server;
	#
	# Note: You should disable gzip for SSL traffic.
	# See: https://bugs.debian.org/773332
	#
	# Read up on ssl_ciphers to ensure a secure configuration.
	# See: https://bugs.debian.org/765782
	#
	# Self signed certs generated by the ssl-cert package
	# Don't use them in a production server!
	#
	# include snippets/snakeoil.conf;

	root /var/www/html;

	# Add index.php to the list if you are using PHP
	index index.html index.htm index.nginx-debian.html;

	server_name _;

	location / {
		# First attempt to serve request as file, then
		# as directory, then fall back to displaying a 404.
		try_files $uri $uri/ =404;
	}

	# pass PHP scripts to FastCGI server
	#
	location ~ \.php$ {
		include snippets/fastcgi-php.conf;
	#
	#	# With php-fpm (or other unix sockets):
		fastcgi_pass unix:/run/php/php7.4-fpm.sock;
	#	# With php-cgi (or other tcp sockets):
	#	fastcgi_pass 127.0.0.1:9000;
	}

	# deny access to .htaccess files, if Apache's document root
	# concurs with nginx's one
	
	location ~ /\.ht {
		deny all;
	}
}


# Virtual Host configuration for example.com
#
# You can move that to a different file under sites-available/ and symlink that
# to sites-enabled/ to enable it.
#
#server {
#	listen 80;
#	listen [::]:80;
#
#	server_name example.com;
#
#	root /var/www/example.com;
#	index index.html;
#
#	location / {
#		try_files $uri $uri/ =404;
#	}
#}
# regex to split $uri to $fastcgi_script_name and $fastcgi_path
fastcgi_split_path_info ^(.+?\.php)(/.*)$;

# Check that the PHP script exists before passing it
try_files $fastcgi_script_name =404;

# Bypass the fact that try_files resets $fastcgi_path_info
# see: http://trac.nginx.org/nginx/ticket/321
set $path_info $fastcgi_path_info;
fastcgi_param PATH_INFO $path_info;

fastcgi_index index.php;
include fastcgi.conf;
#include fastcgi_params;
fastcgi_param  SCRIPT_FILENAME    $document_root$fastcgi_script_name;
fastcgi_param  QUERY_STRING       $query_string;
fastcgi_param  REQUEST_METHOD     $request_method;
fastcgi_param  CONTENT_TYPE       $content_type;
fastcgi_param  CONTENT_LENGTH     $content_length;

fastcgi_param  SCRIPT_NAME        $fastcgi_script_name;
fastcgi_param  REQUEST_URI        $request_uri;
fastcgi_param  DOCUMENT_URI       $document_uri;
fastcgi_param  DOCUMENT_ROOT      $document_root;
fastcgi_param  SERVER_PROTOCOL    $server_protocol;
fastcgi_param  REQUEST_SCHEME     $scheme;
fastcgi_param  HTTPS              $https if_not_empty;

fastcgi_param  GATEWAY_INTERFACE  CGI/1.1;
fastcgi_param  SERVER_SOFTWARE    nginx/$nginx_version;

fastcgi_param  REMOTE_ADDR        $remote_addr;
fastcgi_param  REMOTE_PORT        $remote_port;
fastcgi_param  REMOTE_USER        $remote_user;
fastcgi_param  SERVER_ADDR        $server_addr;
fastcgi_param  SERVER_PORT        $server_port;
fastcgi_param  SERVER_NAME        $server_name;

# PHP only, required if PHP was built with --enable-force-cgi-redirect
fastcgi_param  REDIRECT_STATUS    200;

I am asking the question here instead of nginx lists because I wasn’t able to reproduce it with others scripts.