Yeah, always upgrade to minor releaes, but the .0 can be risky. We usually tell our customers when it is time to upgrade - in this case, we told our customers when 14.0.3 was out that it was time to upgrade. So it varies when it is. That’s of course one thing our customers pay us for
For home users, 14.0.0 should of course be safe, lots of home users test it - but customers often use different setups which need a bit more testing.