… it’s because MariaDB 10.6 doesn’t currently work with Nextcloud: MariaDB 10.6: Row format compressed is read only · Issue #25436 · nextcloud/server · GitHub
The installation of Nextcloud will print something like Row format compressed is read only
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You can install 10.5 explicitly to work around the issue for the time being. See https://github.com/nextcloud/mail/pull/5330 for reference.
Cheers